You paid your premiums for years. Then a hurricane, a burst pipe, or a fire hit your property, and your insurance company responded with a denial, a lowball estimate, or silence. The Tarich Law Firm P.A. represents homeowners and business owners in first-party property insurance claims across Hollywood, Broward County, and South Florida.
This is a core part of our practice. Manny Tarich has litigated first-party insurance cases in Florida's state and federal courts for over two decades. He holds an AV Preeminent rating from Martindale-Hubbell and was named one of Florida's top lawyers by the Daily Business Review every year from 2015 through 2022.
Claims we handle
- Hurricane and windstorm damage. Roof damage, structural damage, and contents losses after named storms. - Water damage and plumbing failures. Sudden pipe bursts, slab leaks, and the mold that follows. - Roof claims. Insurers routinely call storm damage "wear and tear." We fight that with independent experts and the policy language. - Fire and smoke damage. Total losses, partial losses, and disputes over the scope of repairs. - Denied claims. A denial letter is not the final word. We review the policy, the investigation, and the basis for denial. - Underpaid claims. If the insurer's estimate will not cover real repairs, the claim is not settled, no matter what the adjuster says. - Delayed claims. Florida law requires insurers to acknowledge, investigate, and pay or deny claims within specific deadlines. Missed deadlines have consequences.
What to expect from your insurer
Insurance companies have teams of adjusters, engineers, and lawyers whose job is to close claims for as little as possible. They count on policyholders accepting the first number or giving up after the first denial. A first-party lawsuit changes the math. Florida law can require the insurer to pay attorney's fees when it wrongfully denies or underpays a claim, which means hiring us often costs you nothing out of pocket.
How we work
We start with a free 30-minute consultation. Bring your policy, your denial letter or estimate, and your photos. We will tell you straight whether the claim is worth pursuing and what the fight looks like. When we take a case, we bring in independent adjusters and engineers to document the real scope of loss, and we deal with the insurer from that point on.
Deadlines matter
Florida imposes time limits for filing property insurance claims and lawsuits, and recent legislation has shortened some of them. Waiting helps the insurer, not you. If your claim was denied, underpaid, or ignored, call us now.
Call (305) 503-5095 or use our contact form to schedule your free 30-minute consultation. The Tarich Law Firm P.A., 1946 Tyler Street, Hollywood, FL 33020.
Residential and commercial
We represent both homeowners and commercial property owners. A denied claim on your home is personal. A denied claim on a rental property, a retail space, or an office building is a business problem on top of a property problem. Either way, the playbook is the same: document the loss, read the policy closely, and hold the insurer to what it sold you.